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Calculate Your Car Payment.
Know your numbers before you buy. Estimate your payment, explore loan terms, and understand your total financing cost.
Auto loan calculator
Estimated monthly payment
$549.47
Principal & interest for 72 months at 6.5% APR
Amount financed
$32,687.50
Scheduled P&I
$549.47
per month
Total interest
$6,874.67
scheduled term
Total of payments
$39,562.17
Total purchase cost
$44,562.17
down + trade-in + payments
Payoff
October 2032
72 payments
Principal vs. interest
Remaining balance
Amortization schedule
72 payments · Principal $32,687.50 · Interest $6,874.67 · Total $39,562.17
Estimates are for informational purposes only and are not a loan offer or credit approval. Actual payments, taxes, fees, and lender terms may vary.
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APR
The annual percentage rate is the yearly cost of borrowing. Your monthly rate is APR ÷ 12, applied to the remaining balance each month.
Down payment
Cash you pay upfront. It reduces the amount financed, lowering both your monthly payment and total interest.
Loan term
How many months you take to repay. Longer terms lower the monthly payment but usually increase total interest.
Trade-in equity
Your trade-in value minus what you still owe on it. Negative equity is added to your new loan.
Total interest
Everything you pay beyond the amount financed over the life of the loan. Extra principal payments reduce it.